EXAM / Diamonds & precious stones

Diamond quality & market value

Compare the stone, the transaction and the route to a buyer.

White diamonds with different cut shapes
Illustrative image. Not evidence of company-owned assets or facilities.

No single characteristic describes every aspect of a diamond. Weight is visible in a number, but differences in quality and the intended transaction can change how a comparison should be made.

Read characteristics together

The 4Cs describe carat weight, colour, clarity and cut. They provide a common language for assessing quality, rather than a promise of a particular price. Compare the relevant report details together, including any additional observations.

Specify the purpose of a value

An asking price, an appraisal and an actual transaction are different observations. Ask the date, currency and purpose of any quoted value. A document prepared for one purpose should not automatically be used as evidence of immediately obtainable resale proceeds.

Include the route to sale

Consider who might buy the stone, what inspection is required and which commissions or other charges reduce proceeds. A rare object may still take time to sell. Quality evidence supports an informed review, but it cannot ensure liquidity or investment returns.

Further reading

General information only; not investment advice, an offer or a recommendation. Any participation is subject to eligibility, documentation and applicable permissions. Capital and returns are not guaranteed; some or all capital may be lost.